For maternity insurance, is 50% coinsurance with low deductible and $3,000 maximum out of pocket expense good?
We are looking for maternity coverage on health insurance through BCBS. If we are thinking this through correctly, policies with 80% coinsurance and policies with 50% coinsurance both have maximum out of pocket expenses for $3000. If we do not have to pay any more than $3000 after the deductible, wouldn’t either plan work out [...]