We are looking into independent health insurance and wondered if this is a good company or not? Does anyone have know of or have experience with any other independent health insurance companies? I am not looking for info on business related health insurances.

For those of you with health insurance have you ever looked at you explanation of benefits? Have you noticed that insurance companies only pay about 40% of the bill you would have to pay without the insurance? Is that right? Why can’t an uninsured person pay the same rate as an insurance company? Especially if [...]

I have been at my job for 2 and a half years and both my boss, his wife and son have health insurance through their business at a group rate and all three are employees, but they have not offered it to any of my coworkers or myself. Is this against health insurance policies, [...]