The American public struggles to make decisions on buying individual health insurance policies, mainly because health insurance has been supplied by employers for decades. The average worker is told by the company they are working for if you want health insurance, this is the way it is. Because a large portion of the employee rate [...]

I am 22 and applying for my first health insurance. I do not need much medical services, and want a low affordable premium. However, when I look at sites such as Blue Cross, it seems that low premiums go with high deductibles. I don’t think I would ever meet the yearly deductible, [...]

Alright i have bcbsil and they said that my deductible for the year is 300. now im confused as to what that means. and even what goes towards bringing that deductible down. in order for the insurance to pay. PLEASE GIVE ME DETAILS.