Or do they simply prefer to pay their doctors out of their own pockets?

When you receive your health insurance benefits through an employer, it will seem so easy to qualify for coverage and to choose the best policy for your situation. However, once you leave the protected confines of an employer plan (if you are laid off or become self-employed), you may be shocked to learn about the [...]

From the Company directly
Yes
Most companies do not sell health insurance to their customers directly. They assign the task to their agents who in turn sell health insurance to customers. However, there are certain companies that take the applications for health [...]